For Individual and Families
Individuals and families can benefit from the charitable planned giving programs offered by National Community Foundation (NCF). By incorporating a Charitable Gift Annuity (CGA) or a Charitable Installment Purchase Plan (ChIP) into your overall retirement and estate plan, you can achieve an immediate tax deduction and, when funded with appreciated assets, enjoy a partial elimination of capital gains. You are also creating a fixed income stream that will not fluctuate as a result of unstable market conditions.
NCF programs also allow you the opportunity to reposition existing assets including real estate, securities, annuities and CDs, in order to create a structured payout for your heirs and beneficiaries. You should consult with your Professional Advisor to identify the most appropriate program which best fits your personal needs and desires.
At NCF, we also recognize that there are many worthwhile charities which may be important to you and your family. Although NCF primarily funds the humanitarian and evangelical work of New Life International, through the NCF Charitable Endowment Benefit, you can recommend an immediate charitable contribution to your favorite church or charity.
Frequently Asked Questions
How can I be confident that my money is secure with National Community Foundation?
NCF recognizes that the long-term safety and security of future income is of utmost importance to donors and their families. Through Reinsurance and a Master Trust Account, NCF is committed to providing individuals with the peace of mind they need. For more information see the Peace of Mind section.
What if we do not want or need immediate income?
NCF’s CGAs and ChIPs provide you the flexibility to begin payments immediately or defer them to a later date.
Can both my family and my favorite nonprofit organization benefit from an NCF program?
Yes, there are several ways NCF programs can be designed to benefit both your family as well as your favorite nonprofit. You should discuss your needs and desires with a Professional Advisor. If you are not currently working with one, please contact NCF to receive a list of Professional Advisors in your area.