For Individual and Families

Individuals and families can benefit through charitable planned giving programs. By incorporating a Charitable Gift Annuity (CGA) or a Charitable Installment Bargain Sale (CBS) into your overall retirement and estate plan, you can achieve an immediate tax deduction and, when funded with appreciated assets, enjoy a partial elimination of capital gains. You are also creating a fixed income stream that will not fluctuate as a result of market conditions.

These programs also allow you the opportunity to reposition existing assets including real estate, securities, annuities and CDs, in order to create a structured payout for your heirs and beneficiaries. You should consult with your Professional Advisor to identify the most appropriate program which best fits your personal needs and desires.

At NCF, we also recognize that there are many worthwhile charities which may be important to you and your family. Therefore, through a Charitable Endowment Benefit, you can recommend an immediate charitable contribution to your favorite church or charity.

Frequently Asked Questions

How can I be confident that my money is secure through planned giving programs?

NCF recognizes that the long-term safety and security of future income is of utmost importance to donors and their families. NCF only works with other organizations who offer reinsurance as part of their planned giving programs.

What if we do not want or need immediate income?

CGAs and CBSs provide you the flexibility to begin payments immediately or defer them to a later date.

Can both my family and my favorite nonprofit organization benefit from an NCF program?

Yes, there are several ways planned giving programs can be designed to benefit both your family as well as your favorite nonprofit. You should discuss your needs and desires with a Professional Advisor.

Why Charitable Planned Giving Programs?

Charitable planned giving programs enable individuals and families of all income levels to benefit from tax advantages that many assume are available only to the very wealthy. In reality, these programs are available to anyone interested in decreasing their tax burden while supplementing their retirement income, leaving a lasting financial legacy and benefiting charitable causes.

All of the asset exchange programs provide the following features and benefits:

  • Fixed immediate or deferred lifetime income (income you will not outlive) OR
  • Fixed immediate or deferred installment payments for a specific number of years (a stream of income you can access now or later)
  • An immediate income tax deduction
  • Elimination of a portion of capital gains tax
  • Reduction or elimination of applicable estate tax
  • Reinsurance
  • No set-up fees, legal fees or annual tax filings
  • Supports charitable causes worldwide