The Annuity Transfer Program provides these benefits:

• Immediate income tax deduction
• Fixed tax-favored income for life or a specified number of years
• Immediate or deferred income payments
• A new contract reflecting accumulated value*
• Reduction or elimination of applicable estate tax
• Reinsurance** on most transactions
• The ability to support your favorite charities and other charitable causes worldwide

*Surrender costs are typically absorbed in the transaction by adjusting the payout rate.
**NCF only works with organizations that reinsure their contractual obligations, whenever suitable, in order to manage the risk of market volatility.